LOAN: Does council offer apply?

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Here’s a conundrum. I want to build a small paddling pool and play area for my grandchildren in my back garden. The materials and labour would be locally sourced.

Although I easily have enough money to do this work, I was thinking of asking the council for a loan. I would, of course, pay it back in full.

My only concern is that my loan might be refused on the grounds that I am not a multi-millionaire and I don’t have charitable status.

Name and address supplied